Recent ActivityLynn Shealy
Benefits Administrator
Phone: 803-532-1746
Fax: 803-532-1757
E-mail: lshealy@lex3.k12.sc.us
ANNUAL ENROLLMENT OCTOBER 1st - OCTOBER 31stAll changes to your benefits must be made no later than October 31, 2008. No changes can be made after October 31, 2008.
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YOUR EMPLOYEE BENEFITS The State Dental Plan offers basic dental coverage and othodontics coverage. Dental Plus is a supplement to the basic dental plan and offers additional coverage. Please see your Benefits Guide for more detailed information and for rates. Check the Online Directory for participating providers. A Basic Long Term Disability plan is free to all full-time employees who enroll in a health insurance plan. This plan will pay 62.5% of your monthly salary with a limit of $800/month. The Supplemental Long Term Disability plan can be purchased for small monthly premium. This plan pays 65% of your monthly salary with a limit of $8000/month. Please see your Benefits Guide for more detailed information and for rates. You are eligible for State benefits if you are a full-time employee (30 hours or more), a spouse or common law spouse (who is not a State employee), a child (natural, adopted, or placement) who is under age 19, a child between 19 and 25 who is a full-time student or incapacited. You must enroll in your benefits with 31 days of your hire date of wait for an Open Enrollment period. All changes in your family situation that affect insurance coverage must be reported within 31 days of the event. In our service area, you have four choices for your health insurance - Blue Cross/Blue Shield Standard Plan, Blue Cross/Blue Shield Savings Plan, BlueChoice HMO, and CIGNA HMO. Please see your Benefits Guide for more detailed information on these health insurance plans and for rates. The attached links will provide you with more detailed information and access to provider directories. Life insurance offered by the State is term life insurance with premiums that increase with age. There are several choices for employees....Basic Life Insurance - ($3000) is free to all full time employees who enroll in a health insurance plan. Optional Life Insurance - you may choose three times your basic salary with a limit of $500,000. Dependent Life Spouse Insurance - your spouse may have 1/2 of the amount of your optional life amount with a limit of $100,000. Dependent Life Child - offers $15,000 in life insurance on each of your children for a fixed price of $1.24. Please see your Benefits Guide for more detailed information and for rates. Long Term Care provides coverage for employees, spouses, parents, and in-laws when you are unable to care for yourself. This plan is provided by Aetna and offers 3 options of coverage. Please see your Benefits Guide for more detailed information and for rates. There are four types of accounts that provide tax saving options. Basic MoneyPlu$ allows portions of your insurance premiums to be deducted from your paycheck pretax. Medical Spending Accounts allow you to deduct medical spending dollars from your paycheck pretax. Dependent Care Accounts allow you to deduct daycare expenses from your paycheck pretax. Health Savings Accounts allow you to save medical spending dollars pretax when you are enrolled in the Heath Savings Plan. Please see your Benefits Guide for more detailed information on all of these options. Access to change address, beneficiary information, and view your benefits South Carolina Deferred Compensation Program offers employees additional ways to save money for retirement through 401K, 457, or 401K IRA accounts. For more information regarding these accounts, please visit the SC Deferred Compensation website. The State of South Carolina offers two retiremet plans for its employees....South Carolina Retirement System is a defined benefit plan that provides a guaranteed monthly pension with disability coverage. The State Optional Retirement Plan is a defined contribution plan and your retirement benefit is based on the balance in your account when you retire. For more information regarding these retirement plans, please visit the South Carolina Retirement System website. This plan is free to all full-time and part-time State employees and offers discounted vision care services. A link has been provided to access the online directory of participating providers. |
Dental Insurance